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The main benefit of workers' compensation is payments for lost wages, medical care, physical rehabilitation and, unfortunately, in some cases, death benefits. Lost wages are paid when you experience a temporary disability or permanent disability. In the event that you are permanently disabled, a claim for workers' compensation benefits can give you a lump sum payment based on your life expectancy and current wages. Most states, such as Florida, include provisions in workers' compensation laws that allow injured employees to enter rehabilitation programs. This benefits both employees and employers because those workers can re-enter the workforce shortly after their rehabilitation treatment, or even during. For almost all cases, it is the workers 'compensation insurance company that will decide whether or not workers' compensation benefits will be paid. They will also approve any rehabilitation or lump sum payment. If the insurance company does not approve t